Le ayudamos a encontrar e inscribirse en el plan de Medicare correcto, sin una sola llamada de ventas.

A veteran believed he couldn't enroll in a MAPD plan because he never had Part D or dental. He was also afraid of a late enrollment penalty. Chris confirmed his VA benefits counted as creditable drug coverage — meaning no penalty — and enrolled him in a plan with dental, vision, and hearing included. He also walked the client through reporting VA coverage to Medicare to keep his record clean.

A veteran relied solely on the VA for prescriptions, but the VA wouldn't cover needed pain management medications. He assumed he was stuck paying out-of-pocket. Chris enrolled him in a MAPD plan with Part D coverage for the drugs the VA wouldn't provide, while keeping VA access for everything else — eliminating the gap entirely.

A client lost Medicaid after selling her house — the proceeds temporarily boosted her assets, triggering full Medicare premiums and IRMAA surcharges. Chris explained exactly why it happened, walked her through the SSA appeal process, and sent her the correct form to document the home sale as a one-time life event so she could get the surcharge reduced.

Peggy was new to Medicare and frustrated that Part B plus a supplement cost more than her employer plan. Chris reviewed her total cost picture and showed her that while premiums were higher, her actual out-of-pocket exposure was lower under Medicare — and a long-delayed surgery would be easier to get approved. She moved forward with confidence.

A client was overwhelmed by medical bills and couldn't understand why out-of-pocket costs were so high. Chris discovered she had TRICARE but wasn't submitting claims for secondary coverage — none of her bills were being processed through it. He showed her exactly how to submit claims correctly, immediately reducing her financial burden.