Licencia y legal
The Pocket Protector, LLC · A NaviGap LLC Company
General Disclaimer; No Warranties; Limited Liability
The Site is provided on an "as is" basis without warranties of any kind. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. IN NO EVENT SHALL THE POCKET PROTECTOR, LLC AND ITS PARENT COMPANY NAVIGAP LLC, AFFILIATES, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS be liable for any LOSS OR INJURY OR ANY damages, either direct, indirect, punitive, special, incidental, consequential or otherwise.
Existing Insurance Coverage
Do not cancel any existing insurance until you receive written confirmation from the insurance company to which you are applying that your new policy is in effect.
Medicare Disclaimer
The Pocket Protector is an independent consumer resource and not connected with or endorsed by the U.S. government or the federal Medicare program. We are a licensed insurance agency. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 711) to get information on all of your options.
Compensation Disclosure
We are compensated by insurance carriers only when a consumer chooses to enroll in a plan through us. Your premium is the same whether you enroll through us, another agency, or directly with the carrier.
Licensing - The Pocket Protector, LLC
The Pocket Protector, LLC · 2045 W Grand Ave, Ste B, Chicago, IL 60612
In California, doing business as The Pocket Protector Insurance Services, LLC.
Licensed Producers & National Producer Numbers (NPN)
A National Producer Number (NPN) is a unique identifier assigned by the National Insurance Producer Registry (NIPR) to every licensed insurance producer in the United States. You can use the NPN to independently verify any producer's license status, active states, and appointment history — directly through NIPR or your state's Department of Insurance. We encourage you to verify our producers' licenses before enrolling in any plan.
Michael Boshardy — Licensed States (48 states + DC)
Christopher O'Kieffe — Licensed States (24)
Scott Martin — Licensed States (24)
Data Sources
CMS (plan benefits, star ratings, enrollment, quality measures, complaint data, Hospital Compare, Nursing Home Compare, Physician Compare), U.S. Department of Labor (Form 5500), OPM (FEHB/PSHB), NAIC (carrier complaint ratios), State Insurance Departments (Medigap rates, licensing), Carrier FHIR Provider Directories, CMS Transparency in Coverage.
Intellectual Property
All content, data compilations, tools, analyses, rankings, scoring methodologies, and software on this Site are proprietary to The Pocket Protector, LLC and NaviGap LLC. See our Terms of Service for full IP protections and prohibited uses.
Contact - Legal
The Pocket Protector, LLC · 2045 W Grand Ave, Ste B, Chicago, IL 60612
Legal: legal@thepocketprotector.com
Privacy: privacy@thepocketprotector.com
General: hello@thepocketprotector.com
NPN: 21126942 (Michael Boshardy)